LOVEELECTRIC FINANCIAL SERVICES LTD - PRIVACY AND COOKIE POLICY

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Last updated June 2025

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Who we are

“We” are Love Electric Financial Services Ltd trading as loveelectric, a company registered in Scotland under company number SC374952, with registered office at 5 South Charlotte Street, Edinburgh, EH2 4AN. We are the owners of the Bypass app (“the App”)and provide the salary sacrifice scheme (“theScheme”) associated with usage of the App and our Charge Card (“the Charge Card”).

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We are the data controller and are responsible for your personal data. If you have any questions about this privacy policy, including any requests to exercise your legal rights, please contact us using the contact details set out below.

Our contact email address is hello@loveelectric.cars

We respect your right to privacy and will only process personal information about you in accordance with applicable data protection laws. We comply with the UK data protection legislation. If any of this legislation is replaced or superseded, we will also comply with that.

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You have the right to make a complaint at any time to the Information Commissioner's Office (ICO),the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO so please contact us in the first instance at hello@loveelectric.cars

Introduction

Your privacy is important to loveelectric. This policy sets out information on the personal data we collect about you, and your rights in respect of this data. This policy applies whether you use or interact with our website (www.loveelectric.cars/charge-card), the App or participate in our salary sacrifice scheme to allow us to provide our ChargeCard to you.

Our App may contain links to third party websites that are not covered by policy. We therefore ask you to review the privacy statements of other websites and applications to understand their information practices.

This policy contains the following information:

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Information about who we are
The changes we may make to the policy
Information on what we can collect
Information on cookies
How we store your personal data
How we disclose your information
Your rights regarding your personal data
What happens when we link to other websites

‍Changes to the privacy policy and your duty to inform us of changes

We keep this privacy notice under regular review and, if we make any changes to this notice, we will place an updated version on our Website and, where appropriate, notify you bye-mail. Regularly reviewing this page ensures you are always aware of what personal information we collect, how we use it and under what circumstances, if any, we will share it with other parties.

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.

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What we may collect

Personal data, or personal information, is any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).

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We may collect, use, store and transfer different kinds of personal data about you when you use our website, App or Charge Card and when you sign up to the Scheme.

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Whenever we collect personal data about you, we must have a legal ground to do so. We will ensure that your personal data is processed lawfully, fairly, and transparently without adversely affecting your rights. The type of data we collect is as follows:

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Scenario	Data collected
Use of our website	Device data – We collect specific types of connection details and information with regard to your device, software or hardware that may identify you IP address
Request for more information about the Charge Card, the App or the Scheme on our website	Name Email address Job title Employer
Submitting an application to us to use our Charge Card and the Scheme	Name Email address Salary Employer Employment start date Job title Home address Mobile telephone number Date of birth National Insurance number
Registering as a user of the App	Mobile telephone number Device data (as above) Your location to show nearby chargers, to capture charge receipts and to detect when you are at a charge station
Whilst using our App	Device data (as above) Your location to show nearby chargers, to capture charge receipts and to detect when you are at a charge station
Whilst our App is closed	Your location to show nearby chargers If you have enabled notifications we will alert you to nearby chargers

Cookies Data

Like many websites, we use "cookies" to enhance your experience and gather information about visitors and visits to our Website. Please refer to the "Do we use' cookies'?" section below for information about cookies and how we use them and what kind.

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This information is necessary for us to perform our contract with you, i.e., to give you access to the service our Website provides.

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We also use this information to study how you use our Website, in order to improve and develop the services we provide, and better inform our marketing strategies.

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Marketing and Communications Data

Includes your preferences in receiving marketing from us and our third parties and your communication preferences.

This information is necessary for our legitimate interest to present relevant content, products and services to you, including our newsletter, subscription updates and blog posts.

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You have the right to withdraw consent to marketing at any time by contacting us or you can unsubscribe from such communications at any time.

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If you wish to withdraw consent to marketing communications please send your request to hello@loveelectric.cars

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Analytics

Includes third-party analytics services (such as Google Analytics) to evaluate your use of the website and the App, compile reports on activity, collect demographic data, analyse performance metrics, and collect and evaluate other information relating to the website and App usage. These third parties use cookies and other technologies to help analyse and provide us the data. By accessing and using the Website, you consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this PrivacyPolicy.

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This information is necessary for our legitimate interest to present relevant content, products and services to you.

We may process your data for compliance with a regulatory requirement or legal obligation to which we are subject to. Your data will only be processed if processing the data to comply with such obligation is a reasonable and appropriate way of achieving compliance.

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We also collect, use and share aggregated data such as statistical or demographic data for any purpose. Aggregated data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your usage data to calculate the percentage of users accessing a specific Website feature.However, if we combine or connect aggregated data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this Privacy Policy.

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Third Parties

We may share your data from time to time with third parties suppliers (only those involved in the supply of the App, the Charge Card and the Scheme. We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

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You may be asked to share your personal data with third parties who assist us with providing theCharge Card, the App and the Scheme. In these scenarios the third party will advise you separately how they will use your personal data.

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How we store your personal data

We store all your personal data on our servers within the United Kingdom and the EuropeanEconomic Area (EEA)

If we ever need to transfer your data outside of these regions we will ensure that a similar degree of protection is afforded to your personal data by ensuring that at least one of the following safeguards is implemented:

we will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data as determined by the ICO from time to time;
we have standard contractual clauses (approved for use in the UK) in place with these third parties before transferring data outside the EEA or the United Kingdom, and we will conduct regular due diligence on those contractors to ensure that they comply with the General Data Protection Regulation (2016/679).

Data security is of great importance to us, and to protect your data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure data collected through our Website. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.

We will still be responsible for protection of your personal data, even where we have transferred it outside the United Kingdom.

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How long will we use your personal data for?

We regularly review our data retention obligations to ensure we are not retaining data for longer to fulfil the purposes we collected it for, including for the purposes of satisfying any legal accounting, or reporting requirements.

We will keep personal information submitted for the purpose of the Charge Card and the Scheme for as long as you have a product or are using a service from us, and in most cases, for up to 7 years after. The reasons we may do this are:

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To respond to a question or complaint
To better understand customer behaviour to allow us to tailor our products and services to our customers needs
To meet any applicable legal, regulatory and tax obligations

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We may keep your personal information for longer than 7 years if we archive it for historical purposes or if we can’t delete it for legal, regulatory or technical reasons.For example, we have to hold pension transfer information indefinitely. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.

‍How we disclose your information

We may disclose your information in the following cases:

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If we want to sell our business, or our company, we can disclose it to the potential buyer
We can disclose it to other businesses in our group, as defined in the Companies Act 2006
We can disclose it if we have a legal obligation to do so, or in order to protect other people's property, safety or rights
We can exchange information with others to protect against fraud or to conduct credit risks

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To third party suppliers involved in the supply of an EV and connected services, such as insurance. We may contract with third parties who supply services that assist in providing the communications to you, these include cloud services used to send emails and other technology providers.

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Your legal rights

When you provide us with personal data, you have certain legal rights, and these include:

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To request access to, deletion of or correction of your personal data held by us at no cost to you
To request that your personal data be transferred to another person (data portability)
To be informed of what data processing is taking place
To restrict processing
To object to processing of your personal data
To complain to a supervisory authority

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If you wish to access, rectify, erase or transfer your personal data, please contact us at hello@loveelectric.cars

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What happens when we link to other websites

This privacy policy only relates to our website, the Scheme, our App and the Charge Card.. We might have links on our website to other websites, and these websites will have their own terms and conditions and privacy policies. You should check those privacy policies before providing your personal data to those websites.

Please note that our terms and conditions and our policies will not apply to other websites that you get to via a link from our Website. We have no control over how your data is collected, stored or used by other websites and we advise you to check the privacy policies of any such websites before providing any data to them.

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The changes we may make to this policy

We can update this policy from time to time as laws change or as the Website changes. If we make material changes to the policy, and we need your consent to those changes, wewill contact you by email to do so.

Information on cookies

We use cookies in accordance with applicable law and regulation.

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Cookies are small text files placed on your device when you visit our site and are used to make the user’s experience more efficient. We are able to store cookies on your computer where they are necessary for the operation of the site however, for non-essential cookies we need your permission.

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We use cookies to distinguish users and to improve our Website. We analyse how you use our Website, and we look at aggregate statistics about your usage, and how others use our Website. We collect certain information from these cookies, and this includes information about your IP address, your location when you access theWebsite, the date and time you access the Website, the language you use and the type of browser you use.

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We do not track individual users or use cookies to identify individuals. We use cookies to recognise you and your preferences, improve our site's performance and collect analytical information for ourselves and our business partners. Without the knowledge gained we would not be able to provide the service we do.

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These are the types of cookies we use:

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'Session cookies' allow us to track your actions during a single browsing session, but they do not remain on your device afterwards
'Persistent cookies' remain on your device between sessions. We use them to authenticate you and to remember your preferences. We can also use them to balance the load on our servers and improve your experience on ourWebsite
Session and persistent cookies can be either first- or third-party cookies. A first party cookie is set by the website being visited; a third-party cookie is set by a different website. Both types of cookies may be used by us or our business partners.

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The third-party cookies we may use are:
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Google Analytics – this is a web analytics service provided by Google, Inc. The cookies used by GoogleAnalytics help us to analyse how users use our Website and to count the number of people who use it. Google Analytics stores your IP address anonymously.Google does not associate your IP address with any personally identifiable information.
Social media retargeting (including Facebook, LinkedIn, andInstagram) – third party cookies may be placed on your browser from when you click on our social media adverts or on our Website. When you next browse the internet, the cookie triggers a retargeting advert.

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All our cookies are categorised by the role they fulfil on our Website:

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a. Strictly Necessary: these are essential to enable you to move around our Website and use features such as secure services. Without these cookies such services could not be provided;

b. Functionality: allow the Website to remember your choices and to personal certain features. These cookies may be anonymised and cannot track your browsing activity on other websites; and

c. Performance: collect information as to how users use the Website.These cookies don't collect information that identifies a visitor. The information collected is aggregated and used to improve our Website.

d. None of the cookies employed are classified as Behavioural Targeting.

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We will always ask for your consent to use non-essential cookies. You are free to withhold consent to this, but it means that we might not be able to provide the full Website experience to you.

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If at any time you wish to disable our cookies, you may do so through the settings on your browser, or whenever the pop-up appears on our Website (each time you access the Website).