If you're exploring alternatives to Tusker, you're likely looking for more competitive pricing, EV-focused expertise, or Day 1 employer protection - especially if you’re an SME business. While Tusker offers the security of an established provider with 25 years of fleet management experience, it's not the only - or necessarily the best - option for your business.

Tusker's multi-fuel approach (offering petrol, diesel, hybrids alongside EVs) may conflict with Net Zero commitments and their pricing typically reflects large enterprise positioning rather than competitive market rates. Alternative providers, particularly EV-specialist brokers working with multiple funders, offer better pricing, modern digital platforms and immediate risk protection.

This guide compares six leading Tusker alternatives, examining pricing transparency, early termination protection, vehicle choice and charging solutions to help you find the best fit for your organisation.

While Tusker has an established presence, their multi-fuel approach, 3 month waiting period for risk protection and enterprise pricing model mean EV-specialist alternatives often deliver better value with immediate protection and competitive rates - particularly if you’re a small or medium business.

What to look for in your Tusker alternative

When comparing providers, these six factors determine whether an alternative genuinely improves on Tusker's offering:

Transparent pricing without enterprise markup

Tusker's pricing reflects their large enterprise positioning and may include margins that EV-specialist brokers don't need to build in. Look for providers showing clear fee breakdowns and competitive rates through multi-funder access.

loveelectric's transparent B Corp pricing discloses exactly how quotes are built, with administration fees equalling employer NIC savings which keeps schemes genuinely cost-neutral. Multi-funder broker access creates pricing competition Tusker's single-supplier model can't match.

Immediate protection versus waiting periods

Tusker's Lifestyle Protection only starts after 3 months for resignation, redundancy and long-term sickness, leaving employers exposed during the critical initial period. If employees leave within the first 3 months, employers are liable for the lease contract.

loveelectric's Zero Risk Guarantee covers resignation, redundancy, dismissal and non-accidental death from Day 1 - no waiting periods, no unexpected costs for employers during those vulnerable first months.

EV-focused commitment versus multi-fuel approach

Tusker offers petrol, diesel, hybrids alongside EVs, which conflicts with organisations' Net Zero targets. While this flexibility suits some businesses, it dilutes EV expertise and sends mixed sustainability messages.

The Electric Car Scheme now also offers plug-in hybrids despite their name suggesting exclusive EV focus - creating similar messaging inconsistency and undermining their sustainability positioning.

Pure EV-specialist providers like loveelectric, Fleet Evolution and DriveElectric demonstrate undiluted commitment to electrification, with teams, technology and partnerships built exclusively around electric vehicles without internal combustion compromises.

Modern digital platform versus traditional systems

Tusker's established systems reflect their 25-year heritage. While reliable, they may lack the cutting-edge digital tools and automated workflows newer providers built from scratch for the EV era.

loveelectric's digital-first platform offers magic-link onboarding, automated payroll integration and real-time dashboards - completing setup within 7 days compared to traditional multi-week implementations.

Charging solutions aligned with Net Zero

Tusker partners with charging installers but doesn't offer integrated charging benefits or public charging discounts as standard. This means employees manage charging costs separately without tax-efficient options.

loveelectric's Charge Card works with any company-leased EV across all UK charging networks including Tesla Superchargers, offering up to 60% savings through HMRC-compliant salary sacrifice. Octopus EV provides energy tariff integration for customers. DriveElectric offers Pod Point installation.

Verified sustainability credentials

Look beyond carbon offsetting programs. B Corp certification demonstrates audited commitment to social and environmental performance through transparent governance and accountability.

loveelectric holds B Corp certification with a 102.0 impact score (median for ordinary businesses: 50.9), proving verified standards. Tusker focuses on carbon offsetting but isn't B Corp certified, limiting third-party verification of sustainability claims.

loveelectric - a more affordable, risk-free, Tusker alternative

loveelectric has established itself as Best Salary Sacrifice Broker 2025 according to industry judges, who highlighted their "impressive digital credentials, customer-led approach and absolute focus on sustainability".

Founded in Edinburgh by early EV adopters Steve and Lyndsey Tigar, loveelectric operates as an EV-specialist broker with absolute focus on electric vehicles, giving employees access to competitive pricing across multiple funders without the multi-fuel compromises.

Head-to-head: loveelectric vs Tusker

What's included in loveelectric's salary sacrifice scheme

Every loveelectric lease includes everything employees need in one monthly payment:

• Comprehensive insurance  -  Fully comprehensive cover with optional add-ons available at checkout
• Full maintenance package  -  Servicing, MOT, breakdown assistance and roadside recovery included
• Tyre and glass replacement  -  Complete peace of mind for wear-and-tear items
• Dedicated support  -  Responsive email and customer service support
• Exclusive Charge Card  -  Save up to 60% on all EV charging costs (home and public) through HMRC-compliant salary sacrifice, compatible with every Tesla charger in the UK
• Optional home charger  -  Partnerships with industry leaders like Hypervolt for discounted installation
• Flexible lease terms  -  12-month minimum with options from 24-48 months
• Flexible deposit options  -  No deposit required, or choose optional Dynamic Deposits to reduce monthly costs by paying more in the first 3 months

Employees can save up to 60% compared to personal leasing through pre-tax salary deductions, making premium EVs genuinely affordable across salary bands.

Why loveelectric is the best Tusker alternative

EV-specialist focus without compromises

Unlike Tusker's multi-fuel approach spanning petrol, diesel, hybrids and EVs, loveelectric's exclusive EV focus ensures every team member, system and partnership is optimised for electric vehicles. This specialisation translates to better EV expertise, faster problem-solving and genuine alignment with Net Zero commitments.

The Electric Car Scheme now offers plug-in hybrids with internal combustion engines. 

loveelectric maintains pure EV focus without hybrid compromises, sending clear sustainability signals and delivering depth of EV-specific knowledge that multi-fuel providers cannot match.

Broker model delivers better pricing than single-supplier

loveelectric's partnerships with multiple leasing funders create genuine market competition, typically delivering lower monthly costs than Tusker's single-supplier enterprise pricing. Access to 300+ dealers means employees aren't limited to one supplier's stock or pricing structure.

The reloved® used marketplace provides quality-assured used EVs alongside new models, dramatically lowering entry points with EVs available to employees earning from £27,000 - broader accessibility than Tusker's new-focused approach.

Day 1 protection versus 3 month exposure

Tusker's Lifestyle Protection only starts after 3 months for resignation, redundancy and long-term sickness. If employees leave within those first 3 months, employers are liable for the lease contract - creating genuine risk during the critical probation period.

loveelectric's Zero Risk Guarantee provides total protection from Day 1 - covering resignation, redundancy, dismissal and non-accidental death. No waiting periods. No unexpected costs. Complete peace of mind from contract signature.

Charge Card fills Tusker's charging gap

Tusker partners with charging installers but offers no integrated public charging discounts or home charging salary sacrifice options. Employees pay for charging from post-tax income, missing significant savings opportunities.

loveelectric's newly launched Charge Card delivers up to 60% savings on all charging - public and home - through standalone HMRC-compliant salary sacrifice. Critically, it works with any company-leased EV (not just loveelectric vehicles), making it far more flexible than provider-locked solutions.

The Charge Card is the only card compatible with every Tesla Supercharger in the UK, plus all other public charging networks. Employees simply provide annual mileage and charging patterns, loveelectric calculates costs, sets up the salary sacrifice deduction and credits the exclusive VISA Charge Card monthly.

Digital-first platform accelerates setup

loveelectric's proprietary technology streamlines everything from initial quotes to payroll integration. Setup completes within 7 days with magic-link onboarding and automated payroll reports, compared to Tusker's traditional implementation timelines.

Employees access personalised quotes through a dedicated web app with salary sacrifice calculations done automatically. Employers get a custom portal consolidating all scheme data into one digestible dashboard.

B Corp verified sustainability versus offsetting alone

As a certified B Corp, loveelectric meets verified standards for social and environmental performance, transparency and accountability. This certification demonstrates commitment to using business as a force for good, with audited proof.

Tusker focuses on carbon offsetting for tailpipe emissions, which is valuable, but lacks the comprehensive B Corp verification covering governance, worker treatment, community impact and environmental performance across all operations.

loveelectric estimates they've helped businesses and employees reduce emissions by approximately 5,760t CO₂e, equivalent to planting over 267,000 trees.

Learn more about how EV salary sacrifice works for employers and employees.

The Electric Car Scheme - multi-funder broker with hybrid dilution

The Electric Car Scheme operates as a multi-funder broker providing access to multiple leasing companies for competitive pricing. Despite their name suggesting exclusive EV focus, they now offer plug-in hybrid vehicles (PHEVs) alongside electric cars - despite reports concluding that PHEVs pollute nearly as much as normal petrol cars.

What's included in The Electric Car Scheme's salary sacrifice scheme

• Multi-funder access  -  Works with multiple leasing companies for competitive pricing and broad vehicle choice
• EVs and plug-in hybrids  -  Now includes PHEVs
• Complete Employer Protection  -  Coverage from Day 1 for resignation, redundancy and other employment changes
• Used EVs available  -  Access to used electric cars through multiple trusted leasing partners
• Comprehensive package  -  Maintenance, servicing, MOT, tyres, breakdown cover and insurance options
• B Corp certification  -  Score of 104.3 demonstrating verified environmental and social responsibility (scored achieved prior to offering PHEVs)
• Fast delivery  -  Used cars typically delivered in approximately 14 days
• Charge Scheme  -  Salary sacrifice charging across various locations with 20-50% savings

Why The Electric Car Scheme is a good Tusker alternative

Multi-funder competition versus single supplier

The Electric Car Scheme's extensive network of funders creates competitive pricing through market comparison rather than Tusker's single-supplier enterprise rates. This broker approach typically delivers lower monthly costs and broader vehicle selection.

Complete Employer Protection from Day 1 eliminates the 3 month exposure period Tusker's Lifestyle Protection requires, providing immediate security from contract signature.

Large used EV selection

The Electric Car Scheme features extensive selection of used electric cars sourced from multiple trusted leasing companies, ensuring competitive pricing and providing faster delivery than new-only approaches.

Considerations

The Electric Car Scheme's decision to offer plug-in hybrids may not align with your sustainability goals or messaging.

This hybrid offering dilutes their B Corp certification's environmental commitments, so for organisations with genuine Net Zero goals seeking pure EV-specialist expertise, providers like loveelectric, Fleet Evolution or DriveElectric maintain clearer electric-only focus without multi-fuel compromises.

While The Electric Car Scheme offers strong multi-funder access and Day 1 protection, they may not provide the same level of charging flexibility as loveelectric's Charge Card, which works across any company-leased EV and all UK charging networks.

Octopus EV  -  energy-integrated salary sacrifice

Octopus EV brings energy company expertise to EV salary sacrifice, offering integrated charging solutions that appeal to employees already in the Octopus Energy ecosystem.

What's included in Octopus EV's salary sacrifice scheme

• Owned fleet model  -  Octopus owns the vehicles, which can mean less competitive pricing than multi-funder brokers
• Free home charger OR 4,000 free miles  -  Choice between free Ohme charger installation or 4,000 free miles via Electroverse, both valued around £600
• Intelligent Octopus Go tariff  -  Exclusive ultra-low overnight charging rates through Octopus Energy
• Comprehensive insurance and maintenance  -  Servicing, tyres and AA breakdown cover included
• Fast setup  -  Could be driving within two weeks of approval
• Early termination protection  -  Kicks in after 6 months

Why Octopus EV is a good Tusker alternative

Energy ecosystem integration

Octopus EV provides integrated charging solutions with the Intelligent Octopus Go tariff automatically scheduling charging during cheapest electricity periods. For employees already using Octopus Energy, this simplifies billing and maximises savings.

This energy-first approach contrasts with Tusker's installer partnerships, offering deeper integration for Octopus customers.

Strong brand reputation

Octopus EV is rated 4.8 out of 5 stars on Trustpilot, reflecting consistent customer satisfaction. The Octopus Group has been certified B Corp since 2011, demonstrating long-term commitment to ethical business practices.

Considerations

Octopus EV owns the cars they offer, which means pricing may not be as competitive as providers working with multiple funders. The energy benefits are tied to using Octopus's own energy products, which won't suit every employee or employer setup.

Early termination protection only starts after six months, longer than Tusker's 3 month wait and significantly behind loveelectric's Day 1 coverage.

Fleet Evolution - pioneering EV specialist with speedy setup

Fleet Evolution launched the UK's first electric vehicle salary sacrifice scheme in 2012, giving them over 13 years of EV-specific expertise. Their employer protection and one-day setup capability stand out.

What's included in Fleet Evolution's salary sacrifice scheme

• Employer protection for dismissals  -  No early termination fees when employers terminate employment; employees face charges for voluntary resignations (50% remaining rentals + VAT + £250 collection fee)
• Lightning-fast setup  -  Can be operational within one day, making it one of the quickest implementations in the industry
• Free workplace charging  -  Businesses with 5+ employees on the scheme receive a complimentary two-port 22kWh charger
• All EVs available  -  Access to all current EV models, including used vehicles and cancelled orders for faster delivery
• Electric Flex option  -  Up to 4 weeks per year of diesel/petrol car rental for long trips outside EV range
• Zero admin burden  -  Fleet Evolution handles contract variations, recharges directly to employees, HMRC clearance and compliance
• Dedicated support teams  -  Separate Driverline Team for employees and Engagement Team for employers
• Online quote engine  -  Free tool allowing employees to easily find and customise their ideal car
• Optional vehicle purchase  -  Employees can buy their leased vehicle at end of agreement at current market value

Why Fleet Evolution is a good Tusker alternative

First-mover EV expertise

Fleet Evolution pioneered the UK's first electric vehicle salary sacrifice scheme in 2011/2012, giving them over 13 years of deep EV-specific expertise. This EV-only focus contrasts with Tusker's multi-fuel approach, providing specialists dedicated to electric vehicles rather than generalists managing diverse fleets.

One-day setup beats traditional timelines

Fleet Evolution's one-day setup capability dramatically accelerates implementation compared to traditional providers. This speed reflects modern, streamlined systems rather than established but slower enterprise processes.

Free workplace charging infrastructure

When five team members opt for salary sacrifice EVs, Fleet Evolution provides a free two-port 22kWh charger, removing a key infrastructure barrier. This proactive charging support exceeds Tusker's installer partnership approach.

Considerations

Fleet Evolution's employer protection applies when employers terminate employment but not for employee resignations, where standard early termination charges apply (50% of remaining rentals plus VAT, plus £250 collection fee). This differs from loveelectric's comprehensive Day 1 coverage for all termination scenarios.

SalSac - cost-neutral simplicity

SalSac focuses on providing a cost-neutral salary sacrifice scheme with no setup fees and transparent educational resources, making them accessible for businesses wanting an uncomplicated approach.

What's included in SalSac's salary sacrifice scheme

• No setup fees  -  Zero costs for employers to launch the scheme
• Cost-neutral model  -  Simple and affordable scheme design
• EV focus  -  Website concentrates on electric vehicles with clear information
• Example payslips  -  Shows exactly how net pay will look with salary sacrifice
• Cost comparison tools  -  Displays petrol vs electricity cost savings for each car over three years
• Comprehensive package  -  Insurance, maintenance, servicing and breakdown cover

Why SalSac is a good Tusker alternative

Educational transparency

SalSac's inclusion of example payslips showing exactly how net pay changes helps employees understand salary sacrifice for the first time, potentially increasing scheme uptake. This transparent, educational approach builds confidence and can improve adoption rates.

This straightforward communication contrasts with enterprise-focused providers whose materials assume familiarity with fleet benefits.

No-frills value

SalSac's streamlined approach means less administrative complexity and faster decision-making for businesses that don't need extensive white-glove service or complex fleet management systems.

Considerations

SalSac has limited eligibility criteria which may exclude some businesses. Their educational website is strong, but details on early termination protection, dealer network size and charging solutions are less prominent than established providers like Tusker or specialist alternatives like loveelectric.

DriveElectric - EV specialist with charging expertise

DriveElectric has been helping organisations adopt EVs since 2008, bringing 15+ years of electric vehicle expertise to salary sacrifice. Their Pod Point and EDF partnerships create integrated charging solutions.

What's included in DriveElectric's salary sacrifice scheme

• Wide vehicle choice  -  Access to all major EV makes and models
• Pod Point home charger  -  Professionally installed for as little as £14 per month, yours to keep
• EDF energy partnership  -  Exclusive residential EV tariff with 8p/kWh overnight rate (75% savings vs standard tariffs)
• New and used EVs  -  Options for both brand new and quality second-hand electric vehicles
• Comprehensive package  -  Insurance, maintenance, servicing and breakdown cover included
• Flexible deposit options  -  No deposit required, or optional Dynamic Deposits available to lower monthly costs
• 24/7 online portal  -  Search, select and order EVs entirely online

Why DriveElectric is a good Tusker alternative

Deep EV and charging infrastructure expertise

DriveElectric's 15 years specialising exclusively in electric vehicles means dedicated consultants with genuine EV knowledge, supported by tax and compliance specialists. This EV-only focus contrasts with Tusker's multi-fuel generalist approach.

The expertise extends to charging infrastructure through sister company CrowdCharge, offering workplace charging, solar, V2G and energy management - going deeper on EV-specific solutions than Tusker's installer partnerships.

Integrated charging without ecosystem lock-in

DriveElectric's Pod Point and EDF partnerships offer charging benefits (8p/kWh overnight rates) without requiring you to be an existing customer of specific providers. The Pod Point charger becomes yours to keep, unlike bundled packages where equipment returns with the vehicle.

Proven EV-focused cost savings

Example savings include £260 monthly on a Tesla Model Y or £206 monthly on an MG4 SE for 40% taxpayers compared to personal leasing, with employees reducing emissions by approximately 20 tonnes CO2e over vehicle lifetime.

Considerations

DriveElectric's strength lies in EV and charging expertise rather than the broader multi-fuel flexibility Tusker offers. Their model works best for organisations committed to electric-only fleets seeking specialist knowledge rather than generalist fleet management.

How to choose your Tusker alternative

Selecting the right provider requires aligning scheme features with your specific business priorities:

Match your business priorities

• For Net Zero alignment: Choose EV-specialist providers (loveelectric, The Electric Car Scheme, Fleet Evolution, DriveElectric) over multi-fuel approaches
• For immediate risk protection: Prioritise Day 1 coverage (loveelectric, The Electric Car Scheme) over Tusker's 3 month wait
• For pricing competition: Select brokers with multiple funders (loveelectric, The Electric Car Scheme) over single-supplier enterprise models
• For fastest setup: Fleet Evolution's one-day implementation or loveelectric's seven-day launch beat traditional multi-week timelines

Evaluate true charging costs

Tusker partners with installers but offers no integrated public charging discounts or home charging salary sacrifice. Employees pay for charging from post-tax income, missing tax-efficient savings.

loveelectric's Charge Card offers up to 60% savings through salary sacrifice on all charging (home and public), works with any company-leased EV and includes Tesla Superchargers - providing flexibility installer partnerships can't match.

Consider sustainability messaging

Tusker's multi-fuel approach (offering petrol, diesel, hybrids alongside EVs) can send mixed messages if your organisation has Net Zero commitments. EV-specialist providers demonstrate clearer alignment with decarbonisation goals.

B Corp certification provides third-party verification of sustainability claims beyond carbon offsetting alone.

Assess digital platform modernity

Tusker's established systems reflect 25 years of fleet management heritage. While reliable, they may lack cutting-edge digital tools and automated workflows built from scratch for the EV era.

Newer providers built digital-first platforms optimising user experience, automated integration and real-time reporting - completing in 7 days what traditional systems accomplish in weeks.

Evaluate actual protection versus established reputation

Tusker's 25-year heritage creates familiarity, but established presence doesn't guarantee superior protection. Their 3 month waiting period for Lifestyle Protection leaves employers genuinely exposed when risk is highest - during employee probation periods.

Day 1 risk protection from loveelectric or The Electric Car Scheme provides actual security from contract signature, not deferred coverage that arrives months later. Evaluate providers on verifiable protection terms rather than brand recognition alone.

For most UK businesses, loveelectric ticks every box  -  EV-specialist broker with competitive multi-funder pricing, Zero Risk Guarantee from Day 1, Charge Card flexibility working across any company EV and all charging networks, plus seven-day setup. Their B Corp certification ensures verified transparency and sustainability alignment without multi-fuel compromises.

Ready to compare your options? Explore the best salary sacrifice car scheme features.

Choosing loveelectric

If you're looking for a Tusker alternative combining competitive pricing, EV-specialist expertise and genuine risk-free operation from Day 1, loveelectric delivers on every front.

EV-specialist focus without multi-fuel dilution

loveelectric's exclusive EV focus ensures every aspect of the scheme - from team expertise to technology platforms to partner relationships - is optimised for electric vehicles. This beats Tusker's multi-fuel generalist approach for organisations with genuine Net Zero commitments.

Access every EV on the market through 300+ dealers and multiple leasing partners, plus quality-assured used EVs through reloved®. Employees earning from £27,000 upward can find affordable EVs that fit their budget.

Broker model beats single-supplier pricing

loveelectric's partnerships with multiple leasing funders create genuine market competition, typically delivering lower monthly costs than Tusker's single-supplier enterprise pricing without competitive pressure.

Charge Card fills the charging gap

Unlike Tusker's installer partnerships with no integrated charging benefits, loveelectric's Charge Card works with any company-leased EV across all UK charging networks including Tesla Superchargers, delivering up to 60% savings through HMRC-compliant salary sacrifice.

Employees tell loveelectric their mileage and charging patterns. loveelectric calculates costs, sets up salary sacrifice deductions and credits the exclusive VISA Charge Card monthly - turning charging from post-tax expense into pre-tax benefit.

Zero Risk Guarantee from Day 1

Unlike Tusker's 3 month waiting period for Lifestyle Protection, loveelectric provides total employer protection from contract signature, covering resignation, redundancy, dismissal and non-accidental death. No waiting. No unexpected costs during probation periods.

Cost-neutral for employers

loveelectric's administration fee equals employer NIC savings achieved when employees take out leases, guaranteeing businesses never pay out of pocket.

Lightning-fast setup

Schemes complete within 7 days with magic-link onboarding, automated payroll reports and dedicated employer portal handling all administration automatically

B Corp sustainability

loveelectric's B Corp certification with 102.0 impact score demonstrates verified commitment to social and environmental performance, going beyond carbon offsetting to comprehensive sustainability accountability.

Get started today

Ready to offer employees an EV benefit with better pricing, immediate protection and genuine Net Zero alignment?

• Check eligibility: Use the eligibility checker to confirm your business qualifies
• Request information: Complete the employer enquiry form to speak with a Salary Sacrifice Expert
• Learn more: Visit the employee information page to understand how the scheme benefits your staff
• Refer your company: Employees can refer their company to suggest switching from Tusker

Browse available vehicles online to see the full range of EVs your employees can access.

Plus, discover how the Charge Card can save you up to 60% on all EV charging costs.

Tusker alternative FAQs

Who are the main alternatives to Tusker?

The leading alternatives to Tusker include loveelectric, The Electric Car Scheme, Octopus EV, Fleet Evolution, SalSac and DriveElectric. Each offers different approaches to EV salary sacrifice.

loveelectric stands out as an EV-specialist broker with Zero Risk Guarantee from Day 1 (versus Tusker's 3 month wait), exclusive Charge Card offering up to 60% savings on all charging, transparent B Corp pricing and quality-assured used EVs through reloved® marketplace.

The Electric Car Scheme offers similar multi-funder EV-specialist access with Complete Employer Protection from Day 1. Fleet Evolution provides one-day setup and free workplace chargers. Octopus EV brings energy company integration for their customers.

The right alternative depends on whether you prioritise EV-only focus (most alternatives) versus multi-fuel flexibility (Tusker's approach), immediate risk protection (loveelectric, The Electric Car Scheme from Day 1) versus waiting periods (Tusker's 3 month delay), or competitive broker pricing versus enterprise single-supplier rates.

Is loveelectric better than Tusker?

loveelectric offers several key advantages over Tusker that may make it the better choice for your business:

EV-specialist versus multi-fuel generalist: loveelectric's exclusive EV focus ensures deep electric vehicle expertise, clear Net Zero messaging and technology optimised for EVs. Tusker's multi-fuel approach (petrol, diesel, hybrids, EVs) dilutes expertise and conflicts with decarbonisation commitments.

Day 1 vs 3 month risk protection: loveelectric's Zero Risk Guarantee provides complete employer protection from contract signature. Tusker's Lifestyle Protection only starts after 3 months, leaving businesses exposed if employees leave during probation periods - when risk is highest.

Broker vs single-supplier pricing: loveelectric's multi-funder broker model creates genuine competition between leasing companies, typically delivering lower monthly costs than Tusker's single-supplier enterprise pricing. Access to 300+ dealers means better stock availability.

Integrated charging vs installer partnerships: loveelectric's Charge Card works with any company-leased EV across all UK charging networks including Tesla Superchargers, offering up to 60% savings through salary sacrifice. Tusker partners with installers but provides no integrated charging benefits or public charging discounts.

Used EV accessibility: loveelectric's reloved® marketplace provides quality-assured used EVs alongside new models, making salary sacrifice accessible to employees earning from £27,000. This inclusivity drives higher scheme uptake than new-only approaches.

B Corp verification vs offsetting alone: loveelectric's B Corp certification (102.0 score) provides third-party audited verification of sustainability performance. Tusker focuses on carbon offsetting but lacks comprehensive B Corp accountability covering governance, worker treatment and community impact.

Both are established providers. Your choice depends on whether you value EV-specialist focus and immediate protection (loveelectric) or prefer multi-fuel flexibility with enterprise positioning (Tusker).

What's the cheapest salary sacrifice provider?

Provider costs vary based on specific vehicle, lease term and mileage rather than provider fees alone. However, business models significantly impact pricing:

Broker vs single-supplier models: loveelectric and The Electric Car Scheme operate as brokers with multiple funders, creating market competition that typically delivers lower monthly costs than single-supplier providers like Tusker whose pricing lacks competitive pressure.

Enterprise positioning markup: Tusker's large enterprise focus may include pricing that reflects brand recognition rather than purely competitive market rates. EV-specialist brokers create genuine competition through multi-funder access.

Used vs new EVs: loveelectric's reloved® marketplace and The Electric Car Scheme's used selection provide significantly lower monthly price points than new-only schemes, making them effectively the cheapest option for budget-conscious employees.

True charging costs: Tusker offers no integrated charging benefits, meaning employees pay for charging from post-tax income. loveelectric's Charge Card saves up to 60% through salary sacrifice, reducing total cost of EV ownership beyond just lease payments.

Use online calculators from multiple providers to compare identical vehicles on the same terms. The cheapest option combines competitive base pricing through multi-funder access, genuine market comparison, both new and used vehicles and tax-efficient charging solutions.

How long does it take to switch from Tusker to another provider?

Switching providers involves two separate timelines - ending current leases and launching new schemes:

For vehicles currently on Tusker leases: Employees need to complete existing lease terms unless Tusker's Lifestyle Protection allows breaking contracts. The protection typically starts after 3 months and covers specific circumstances like redundancy or employer-initiated dismissal.

For launching alternative provider schemes: loveelectric can launch new schemes within 7 days. Fleet Evolution offers one-day setup. The Electric Car Scheme and most others typically complete within two weeks.

Practical switching approach:

1. Launch your new scheme with chosen alternative provider (7-14 days)
2. New employees immediately access the new scheme
3. Existing Tusker lease holders transition as their leases naturally expire
4. Run both schemes in parallel during transition period

For employees urgently needing to switch: Check whether Tusker's Lifestyle Protection covers changing schemes, though this is rare and typically only applies after the 3 month initial period for specific circumstances like redundancy. Most businesses let leases naturally expire rather than incurring early termination costs.

Planning ahead and launching your alternative provider before current leases expire ensures zero disruption to your employee benefit offering and avoids early termination penalties.

Do all providers include insurance and servicing?

Most EV salary sacrifice providers include comprehensive packages, but specific inclusions vary:

Standard across most providers:

• Maintenance and servicing
• MOT tests
• Tyre replacement
• Breakdown cover and roadside assistance
• Road tax

Insurance variations:

loveelectric includes comprehensive insurance as optional add-on during checkout with pricing adjusted accordingly. Tusker and most providers bundle insurance as standard. Some offer options to add partners to policies.

Charging extras:

Tusker partners with installers but offers no integrated charging benefits. loveelectric offers Charge Card as standalone HMRC-compliant salary sacrifice providing up to 60% savings on all charging. Octopus EV bundles either free home charger OR 4,000 free miles. DriveElectric provides Pod Point chargers for £14/month that become yours to keep.

What's typically NOT included:

• Charging costs (though some providers offer discounted tariffs or salary sacrifice charging)
• Parking and congestion charges
• Speeding fines and parking tickets
• Damage beyond normal wear and tear

Always review specific package details with your chosen provider. loveelectric includes everything in one monthly payment with clear breakdowns provided before commitment, eliminating surprises and ensuring true cost neutrality for employers.

Learn more: Explore Octopus EV alternatives if you're also comparing energy-integrated providers.

Note: This article was last updated November 2025. Provider offerings, pricing and terms may change. Always verify current details directly with providers before making decisions.